Life Skills Can Help Individuals To Make Knowledgeable

Life skills can help individuals to make knowledgeable decisions, communicate productively and establish coping and self-management skills that may help a person to lead a healthy and beneficial life. In a constantly changing world, having life skills is an imperative factor of meeting the demands of life today. Research suggests that teaching life skills classes, beginning in kindergarten through high school, is effective for helping meet challenges in life because they have a positive impact on the success of individuals, employment, and society. The past few years there have been substantial revisions in the global economies as well as many changes in technology that are impacting not only education, but jobs and society as well.†¦show more content†¦With that said, academics and life skills together, both play a factor in obtaining achievements. The problem arises in the lack of balance being taught in schools today. Life skills are learned, individuals are not born with them. Therefore, the learning truly begins at the onset of life but as children enter into the educational system in Kindergarten, it is vital to engage in life skill education alongside academics. This should continue to be part of the curriculum throughout high school. Education should prepare student for a successful future, whether that is continuing their education in college, entering the workforce or simply being a productive member of society. This process is becoming necessary as the world is changing fast and there is no guarantee how the world will look or function in even five or ten years from now. Schools need to equip students with the skills that will enable them to meet those challenges. They need to assimilate life skills into the daily curriculum, rather than it being seen as optional or even disregarded entirely. Social emotional learning goes hand in hand with life skills and is also part of the equation. Stu dents need to be taught as well as have the opportunity to practice these skills, much in the same way they learn literacy and arithmetics. Having these skills will help individuals in many social and academic situations in the immediateShow MoreRelatedCollege Writing Importance1004 Words   |  5 PagesThe importance of college writing can be easily argued to have zero importance to most. It is really the laziness in me that would try to argue writing is to no importance but I find much greater reasons to support the ideas of writing being a very essential skill. Writing is a skill not every occupation will have thrown at them, but anyone wanting to try to get a higher paying job will come across writing. Knowing how to write college level can only benefit one. Arguing that college level writingRead MoreDeveloping Independent Leader Skills1338 Words   |  5 PagesLife circumstances are not always what you may wish them to be, however, your life pattern may take a turn for the w orse, rather than wondering which direction your life will turn and accepting the fact that your path is right in front for you, by making a executive decision to enhance your strength and retaining your social and interpersonal skills are required skills to become successful. After reviewing this essay it will give you a clear understanding how to become an independent leader, whenRead MoreVygotsky s Theory Of Internalisation1709 Words   |  7 PagesPiaget (Duchesne, S., McMaugh, A. 2016. P.103). The theory of internalisation put forward by Vygotsky is an idea that suggests an individual is able to observe and internalise the ideas and processes of their surroundings as they partake in social interaction defined as, â€Å"new ways of thinking† (Duchesne, S., McMaugh, A.,2016p.103). During social interaction the individuals thinking is successively transformed by interaction with others, similarly to the concept developed by Piaget, Vygotsky also characterisedRead MoreTh e Principles Of Personal Leadership1063 Words   |  5 Pagesthis book by Mark Sasscer titled Accounting Now, I was only knowledgeable a certain amount of leadership skills by gaining these elements through my professional experience. I knew that to be a great leader, one must be confident, communicate effectively and be able to solve problems. However after reading this book, I learned that it was not just these elements, but also other elements and approach that can improve my leadership skills now and in the future. According to Mark Sasscer, there areRead MoreKnowledge Increases Sorrow1612 Words   |  7 PagesPhilosophers have struggled with answering the question of the meaning of life since the time of Plato. In attempts to answer this question they, have deconstructed this idea and have, in the process, isolated the components of what makes life meaningful. Among the many components one is the drive to seek wisdom and knowledge in order to â€Å"avoid suffering caused by ignorance and finding happiness.† (Gyatso, The Meaning of Life: Buddhist Perspectives on Cause and Effect, 78). There are many discrepanciesRead MoreChronic disease managment771 Words   |  4 Pagesbehaviour employed by an individual in managing and implementing the treatment regimen within the individuals lifestyle routine and it recognizes an individuals central role in managing chronic diseases (Costantini et al., 2008). In sum, self-management is to help individuals collaborate with health care professionals to help themselves, by using strategies and proper interventions, to bring self-care into daily routine to help managing chronic diseases and to promote quality of life. How will you promoteRead MoreFalse Facts About False Beliefs1075 Words   |  5 PagesQuestion 1: When something cannot be confirmed or is false, and is considered to be negative proof, this is called The Socratic Method. False beliefs can be eliminated using this particular method. The form of an argument is based on the purpose of a proposed hypothesis, then to see if the expected implications materialize. If the hypothesis does not appear to materialize, it is considered wrong. Therefore, if the hypothesis were true, the expected implications would not have followed. A quoteRead MoreEssay about My Philosophy of Education754 Words   |  4 Pagesteacher for three reasons. The first is, I love children of all ages and want to help them in any way that I can. The second is, I want to influence children in a positive way and help them be all they can be, much like some of my teachers did me. Finally, I enjoy the feeling that I receive when a childs face lights up, because they understand something that I am explaining to them. That feeling is enough to make me teach, regardless of the paycheck. My philosophyRead MoreThe Role Of Managing A Team And The Organization Essay1581 Words   |  7 Pagesto learn as one goes how to effectively manage a team and create success for the team and the organization. It is important for a manager to learn all aspects of managing a team of professionals and what the best effective way of implementing their skills is to create an environment of hard workers, success, and to retain their employees. According to BusinessDictionary (2016), the definition of management is â€Å"the organization and coordination of the activities of a business in order to achieve definedRead MoreWhat I Would Consider Myself As A Person Who Has Interests1735 Words   |  7 Pagesactivities that would make history more imaginable. Even my traveling hobby relates to that. I try to travel sites with a soul and past, another word with a history. Places with no history behind them does not attract me. But places with chateaus and older buildings do. My world revolves around the fact of ‘reality’. Anything real, I would like to know about. I often get mad at myself spending time online looking for things that would not benefit me, make me knowledgeable. If it s not making me

Muslim and Hindu Hatred Gandhi’s and Muhammads Views Free Essays

Question 2 For hundreds of years there was religious fanaticism in the Hindu and Muslim religions leading up to extreme enmity between both. In India Hindus were the majority while Muslims were the minority therefore Muslims feared that a rule by Hindus would destroy what was more precious to them. This anger towards each other created two separate political groups, the Indian National Congress whose leader was Mohandas Gandhi, and the Muslim League whose leader was Muhammad Ali Jinnah. We will write a custom essay sample on Muslim and Hindu Hatred: Gandhi’s and Muhammads Views or any similar topic only for you Order Now Although they were from opposing sides they both agreed that cooperation between both religions was necessary for India’s independence. In the section The â€Å"Condition of India† from his pamphlet Indian Home Rule Gandhi expresses his feeling and beliefs towards Muslims, he felt that Hindus and Muslims were the same that both have the same blood running through their veins, and together could form one nation. On the other hand in his Speech to the Muslim League Muhammad makes it clear that although he wished for there to be cooperation among both religions he knew that Muslims had to separate from Hindus and become their own nation before things would end in their destruction. Both leaders had similar but also differing views in regards to the anger between Muslims and Hindus. Gandhi was an outstanding figure in India who advocated non-violence when India was seeking its independence from British rule. As India’s independence was approaching Gandhi was struggling to maintain the cooperation between Hindu’s and Muslims. He believed that there could be a fusion of Hindu, Muslim, and Christian in India. In 1908 he wrote a pamphlet known as Indian Home Rule that contains many of his ideas and principles that guided him throughout his career. In the section The condition of India he refers to the concerns of a reader regarding the conflicts between the Hindus and Muslims. In the section the reader is concerned that the introduction of Islam has unmade the nation. Gandhi responds by stating that â€Å"India cannot cease to be one nation because people belonging to different nations live in it† (Gandhi 214). He believed that the different religions can all merge into one nation. Hindu’s must be dreaming if they believe that only Hindu’s should live in India. According the Gandhi all of the different religions in India must live in unity for their own interest. Another concern that the reader has is in regards to the inborn enmity between the Hindus and Muslims. Gandhi replies by stating that the inborn enmity was a phrase created by their mutual enemy, the British. He also reminds the reader that long before the British occupation Hindu’s and Muslims both recognized that their mutual fighting was a suicidal act and realized that neither was going to abandon its religion with violence, and therefore decided to live in peace. This at least only lasted until the British colonized. Gandhi was not a man of hatred, and although Muslims have different religious beliefs he believed that they both come from the same ancestors and the same blood runs through their veins (Gandhi 215). Muhammad Ali believed that the differences between Hindus and Muslims such as religion and law and culture were not mere superstitions. According to him two divergent nationalities can’t be expected to become one nation by means of the British parliamentary statute. If the unitary government of India failed to accomplish this task then the central federal government would fail as well. In his Speech to the Muslim League Muhammad Ali expresses his support for the establishment of separate homelands. He wanted the division of India into â€Å"autonomous national states† (Jinnah 217). He had little hope for the evolvement of a common nationality between both religions. This was because he believed that Hindus failed to understand the true nature of both religions, and that both were â€Å"distinct social orders†. According to Muhammad, â€Å"The Hindus and Muslims belong to two different religious philosophies, social customs, and literatures†, therefore the impression that India could become one nation had to end for it could lead to its destruction (Jinnah 217). Their destruction would also be in part to an increasing dissatisfaction since Muslims were the minority and Hindus the majority. Muslims feared that if both religions were to be brought together under a democratic system they would become ruled by Hindus. Rule by the majority would mean â€Å"the complete destruction of what is most precious in Islam† (Jinnah 217). This fear is the reason Muslims wanted to become their own nation to have their own territory, and their own state. This was exactly what Muhammad was advocating in his speech. India had been a British colony since the 1760’s that provided cotton, labor, and was also a market for British goods. There had always been afflicting poverty in India however in the late 19th century there was growth of Indian intellectuals, education, nationalism, its economy, and communications. This growth lead to the formation of the Indian middles class as well as the growth of political organizations (Lecture). There was the Indian National Congress where its members proposed economic reforms and self-rule. Although the congress represented Muslims as well it was predominantly Hindu and because Muslims feared Hindu majority they began to withdraw from the Congress. This resulted in the Muslim League where self-rule and democratic reforms were advocated. The hatred between Hindus and Muslims was one of India’s biggest problems. Each side had religious fanaticism that if populations were to mix there was violence between both sides. This feud created the two separate parties where the Congress party was led by Gandhi and the Muslim League was led by Muhammad Ali Jinnah (Lecture). Muhammad Ali joined the National Congress in 1906 and then the Muslim League in 1913. Because he was a member of both organizations he served as an intermediary between both, however he abandoned the Congress because he opposed Gandhi’s campaign of civil disobedience and because they refused to support equal voting rights for the Muslim minority. Spite of that Muhammad continued to work for cooperation between both religions for one cause, India’s independence. Although he worked hard to mitigate the disagreements between Hindus and Muslims the violence between both groups convinced him that it was impossible to fix such a feud, and Muslims would have no future in an independent India. Gandhi on the other hand was a Hindu and so therefore was part of the majority and was leader of the Congress. His main goal was to gain independence for India. But although he was Hindu he was a good person who had no hatred towards Muslims and truly believed in the possibility that both Hindus and Muslims could come together and merge into one nation. Being that both of these leaders are from opposing sides, and although there might have similar beliefs they each had different views in regards to the violence and hatred between Muslims and Hindus. These differing views can be seen in both Gandhi’s pamphlet and Muhammad’s speech. At first both agreed with cooperation for the forward movement of independence, however both knew that it would be a difficult task. Gandhi’s pamphlet demonstrates that even with all the demonstrations of violence he never lost hope and always believed that both religions would someday come together as one. Muhammad’s speech on the other hand shows that unlike Gandhi he lost hope and realized it was impossible; Hindus and Muslims would never merge into one. Neither of them had hatred towards each other’s religion, both truly wanted for the cooperation and the end of the communal feuds but neither could break such a strong animosity. The enmity between Muslims and Hindus was so strong that neither Muhammad nor Gandhi was able to get both sides to cooperate and get along with one another. Their pamphlet and speech both demonstrate their views and reactions towards the failed attempt for harmony between both sides. Both demonstrate their differing views, Gandhi thought it was possible to reach a consensus and merge into one nation, while Muhammad seemed more realistic and realized it was a lost cause for the Hindus and Muslims. How to cite Muslim and Hindu Hatred: Gandhi’s and Muhammads Views, Essay examples

Financial Risk Management Allianz Malaysia Berhad

Question: Discuss about theFinancial Risk Managementfor Allianz Malaysia Berhad. Answer: Introduction Our focus company will be Allianz Malaysia Berhad. The company is part of a large organization group known as Allianz located in Germany. First established in Germany in 1890 the firm has expanded greatly with over 148,000 employees globally. The firm is proud to serve close to 83 million customers globally in 70 countries. It first establishment in Malaysia was in 2001 when it became the controlling shareholder of Allianz General Insurance Malaysia Berhad (AGIM). In 2007, they transferred their business to Allianz General. After the completion of transfers of general insurance business, AGIM changed its name to Allianz Malaysia Berhad (AMB). Currently, the firm is recognized as one of the prominent general insurers in Malaysia. It is also widely known for its broad spectrum of services it offers such as personal lines, motor insurance, and small to medium enterprise and large industrial risk. The firm is also credited of it provision of comprehensive range of life and health insurance, their investments are also linked to products and it has been regarded as one of the growing life insurers firms in Malaysia. With over 30 branches across different cities nationwide, the firm distinguishes itself as most trusted provider of financial services, thus suiting the lifetime needs of most Malaysians, as well as play the role of responsible corporate citizen. Risk Exposures Just like any other insurance organization, AMB suffers from different risks due to their daily operations. Hence, this means that they should be able to manage the risks that are insured by exclusion of certain types of coverages taken from a policy. In this case, we will discuss some of the risk that AMB faces in their daily operations. Perils- refers to the policy coverage for individuals automobile, life, home or health insure against losses. Hence, a peril is perceived to be an event that has a potential cause of harm or loss. AMB have different perils for different types of policies. For instance, the peril for an automobile includes theft and vandalism (Wu Olson, 2015). For homeowners, the issuance of perils by AMB is against wind, storms or fire. The firm also protects people from health related perils such as heart attack. Hence, this means that AMB is likely to suffer from personal or property loss exposure. As a result, this tends to mean that failure by AMB to effectively categorize this exposure they may suffer losses because the occurrence of insured events are catastrophic or accidental. Distribution of loss also serves as a risk exposure. AMB as an insurance firm needs to calculate the amount and type of risk to insure meaning they should effectively understand the distribution of losses. Failure to quantify the losses may lead to a specific period known as frequency loss. In addition, failure to quantify the loss leads to them suffering from severity of losses. Loss severity refers to the typical amount that an insurer pays out from a benefit or even a claim (Olson, 2008). Hence, this means that AMB needs to effectively quantify the severity of the insured policy before accepting to insure the asset or individual otherwise they are under the context of suffering from huge losses when claims are made. Volatility is also a risk that AMB is exposed to. By definition, volatility is referred to as the amount of uncertainty size of changes when it comes to security value. Therefore, the higher the volatility means the greater the security value can be easily spread out over a large range of value. Whereas, low volatility means that security doesnt fluctuate dramatically but changes value as pace progresses over a period of time. Therefore, in any instance where there is aggregate variance amounts it is likely that there would be an increase in non-dependence of risk which may not be good for business because of its risks. AMB as an insurance company primary objective is mainly to pay claims and to maintain that they get some profits. Hence, this can be achievable only accomplishment of certain types of business insuring. But, in our case AMB provides health covers which include heart attacks or accident covers on vehicles. Hence, this means that AMB are under the voyage of suffering from the risk of claims, as more claims in a short period may affect the business negatively. Uncertainty also tends to be a risk that affects AMB policy setting. By definition, uncertainty refers to the inability to predict the future. Therefore, the presence of uncertainties brought about by different catastrophic such as nature tend to affect possible deviations being projected (Batten et al, 2013). In this case, AMB suffers from two general insurer uncertainties. (1) Uncertainty as to outcome that has already been written (2) uncertainty in pertinence with the premiums that the insurer needs for charging the future to as to achieve their financial objective. Therefore, such risks of uncertainties need to be effectively observed. Tools to Measure the Risk Hampton (2011) legislates that there is need of them carrying out a thorough evaluation on insured property before they actually calculate the total premium rates. Hence, this tend to enable them assess their risk exposures. As a result, they use the Moody risk analysis to set their data so that they can easily segment their potential consumers behaviors. The moody risk methodology tends to be effective as it informs their rating process, supports their fundamental analysis and also impacts greatly on their business decisions and future financial health. The use of verified data developed by insurance underwriters also tend to have a greater effect this is because AMB as an insurer is covered from any potential exposure claims which results to large payouts (Hirreff, 2008). Recommendation of the Best Strategies that should be used by AMB Paying valid claims efficiently- payment of valid claims may seem simple, but it tends to involve more that the obvious. Therefore, AMB needs to have the essential technology as well as training staffs. They also need to price their risk in an accurate and fair manner. Take the example of an insurer underpricing it is likely that he will go out of business. Hence, insurers should pay valid claims efficiently by keeping the cost down (Porteous, 2006). Hence, this means that premiums should be calculated by account for both risks and operation cost for provision of the policy. Strategic philanthropy- this involves partnering with organizations in community for mutual benefit purposes. Therefore, this type of corporate giving not only does it impact the community but also benefit the stakeholders in the business (Briss Varenne, 2001). As a result, there will be a reduction on personal or property exposure. Climate change leadership- for insurers, the big part of risk reduction involves the environment. Therefore, as a method of lowering the risk they should consider hedging the financial risk exposures as this lowers their viability of being prone to risks. References Wu, D. D., Olson, D. L. (2015).Enterprise risk management in finance. Hampton, J. J. (2011).The AMA handbook of financial risk management. New York, American Management Association. Olson, D. L., WU, D. (2008).New frontiers in enterprise risk management. Berlin, Springer. Choi, J. J., Powers, M. R. (2002).Global risk management: financial, operational, and insurance strategies. Boston, JAI/Elsevier Science. Walker, R. (2013).Winning with risk management. Singapore, World Scientific Pub. Briys, E., Varenne, F. D. (2001).Insurance: from underwriting to derivatives : asset liability management in insurance companies. Chichester [England], John Wiley. Hirreff, D. (2004).Dealing with financial risk. London, Economist. Porteous, B. T., Tapadar, P. (2006).Economic capital and financial risk management for financial services firms and conglomerates. Hounds, Basingstoke, Hampshire, Palgrave Macmillan. Batten, J., Mackay, P., Wagner, N. F. (2013).Advances in financial risk management: corporates, intermediaries and portfolios. Allianz Malaysia Berhad, (AMB) (2015). Allianz Malaysia Berhad annual report.